ENVIRONMENTAL
Our Environmental practice provides industry-leading risk management and insurance brokerage services. We specialize in environmental insurance products for both site-based exposures as well as service-based exposures associated with engineering, consulting, and contracting. Understanding that environmental loss exposures and claims are often complex, and the environmental marketplace does not offer insureds a standard policy form, it is increasingly important to have more than just assigned resources when insurance is called upon to perform – insureds need a partnership with a specialty-lines broker that has advanced experience, expertise and extensive insurer relationships.
What to Expect from EPIC
Our Environmental Practice is comprised of colleagues with a diverse set of industry experiences, who specialize in helping clients manage a wide array of complex environmental exposures. Our team has the thought-leadership and expertise necessary to negotiate and place effective environmental coverage, while addressing common coverage pitfalls and nuances applicable to both simple and complex risks. We focus on delivering customized, creative solutions to meet the individual needs of our clients, rather than simply using “off-the shelf” coverage offerings. This all starts with a comprehensive analysis of our client’s risk profile, and leads to proposing and placing the appropriate insurance solution, before loss occurs.
Capabilities
Negotiation & placement of coverage for:
- Construction, development and operational exposures
- Brownfield programs & redevelopment
- Real estate portfolios
- Engineers, consultants, and specialty contractors
- Healthcare
- Aviation Manufacturing & Industrial
- Power & energy
- Global insurance programs
- Commercial lending/financing requirements
- Financial assurance requirements (e.g. storage tanks, Resource Conservation and Recovery Act (RCRA))
- Waste and recycling
- Alternative risk financing including captive usage
Other supporting services:
- Contract review and risk identification
- The creation & negotiation of insurance minimums for contract requirements
- Due diligence reviews for mergers, acquisitions and divestments
- Claims advocacy following a reported claim
- Market intelligence updates
- Mitigating non-concurrent language on excess programs
