Claims Advocacy / Storm Preparedness / Pre-Storm Property Checklist

The first step in being prepared is understanding your surroundings and knowing what to do when disaster strikes. Going through a checklist before bad weather arrives can reduce damage and improve your safety and well-being.

Days preceding an impending storm

Secure or bring inside outdoor items, such as lawn furniture and trash cans, that could be picked up by high winds and cause injury or damage.
Anchor objects that would be unsafe to bring inside, such as gas grills and propane tanks.
Have plastic sheeting available to cover broken or shattered windows to prevent windstorm or rain damage to your home.
Similar to other outdoor items, if you have a boat on a trailer, anchor the trailer to the ground or house.

Months preceding an impending storm

Have the trees around your home trimmed by an arborist or landscaping professional. Remove branches that overhang the house and remove dead, dying, or diseased trees to the extent feasible.
Protect windows with permanent storm shutters. Alternately, fit plywood panels to your windows, which can be nailed to window frames when a storm approaches.
Sliding glass doors should be made of tempered glass and, during a storm, covered with shutters or plywood. These types of doors are more vulnerable to wind damage than most other doors.
Inspect and repair weak exterior door or window latches or hardware.
Seal outside wall openings such as vents, outdoor electrical outlets, windows, doors, electrical boxes, vents, and pipes and locations where cables or pipes go through the wall. Use a tube of silicone caulk to seal cracks and gaps to keep water out of your home.
Have drains, gutters and downspouts cleaned and, if necessary, repaired.
If you have a generator, make sure that it is serviced and operable.
To the extent possible and if can be done safely before a storm, inspect the roof to determine whether immediate repairs need to be made to the roof (loose shingles), skylights, chimneys and flashing. Clean off any debris on the roofs.

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