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ICHRA: Not Your Parents’ Employee Benefits…Better

… hallmarks It’s like a 401(k) plan, but for health insurance Who’s a good candidate, and what are the advantages? Most of our clients who have taken advantage of this offering have as few as 30, and as many as 1,000, covered lives and are from an array of industries. Many of these clients previously experienced an increase in rates and overall costs due to negative claims experience. Here are a few situations where an ICHRA could be a great fit: Golden Parachute – community rating in large group market When single-digit predictable increases are desired Widespread …

https://www.epicbrokers.com/insights/ichra-individual-coverage-hra/

EPIC Welcomes Rob Ansalone

… private client growth in the Northeast and specifically rounds out an already significant personal insurance presence,” Said Tim Brenneman, EPIC’s President & Private Client Practice Leader. “We are pleased to welcome Rob and support his continued growth.” Ansalone brings over 12 years of mass affluent & emerging wealth-focused insurance industry experience to EPIC. He prides himself on being a dependable resource, and a true client advocate and understands that each client’s personal portfolio is unique. He is excited to expand his capabilities and provide a vast array of customizable solutions for clients. Learn more about our Private Client Practice.

https://www.epicbrokers.com/insights/epic-welcomes-rob-ansalone/

EPIC Continues Strategic Expansion - Acquires Larry Gordon Agency

… LGA will continue serving clients from its Chicago and Rockford, Illinois offices. In addition, the current leadership team will remain in place including principals Mike Smrt and Larry Grapenthin, with Tom Braigel serving as a consultant. “Joining Vanbridge and EPIC creates opportunities for Larry and me to provide a broader array of solutions and resources to our clients and provides our staff with new avenues for growth and development,” said Mike Smrt, advisor and long-time partner at LGA. “Our agency has succeeded for more than 57 years because of our commitment to identifying the best products for clients’ needs …

https://www.epicbrokers.com/insights/epic-acquires-larry-gordon-agency/

EPIC POST: Q3 2022

… members of our Galway network of companies, along with several industry experts, for a wildfire symposium and panel discussion in Napa, California. The symposium was organized in response to the pressing need to expand the focus from traditional approaches of wildfire prevention and suppression to include a more comprehensive, sophisticated array of methods, including early detection, mitigation, resiliency, and survivability. The diverse panel and speakers included representatives from the following leading organizations: Napa Communities Firewise Foundation (NCFF): a local nonprofit organization with a mission to use community education and fire fuel reduction to reduce the risks and impacts of wildfires …

https://www.epicbrokers.com/insights/epic-post-q3-2022-winery-report/

EPIC POST: Q4 2021

… and city planners to help mitigate risk. Mitigating Risk A 3rd party assessment of your property can be an effective way to identify reasonable methods to improve and protect your physical assets. Resources including drones, mapping, and clearing of defensible space are basic techniques available to winery owners from an array of vendors now operating in California. Insurance Marketplace Higher wildfire risk has caused an escalation in property insurance premiums, or-worse-carriers exiting the California property market entirely causing a hardening in the property market. The FAIR plan provides limited relief but may not provide limits sufficient to fully …

https://www.epicbrokers.com/insights/epic-post-q4-2021/

Getting Back to Business Travel While Facing the Delta Variant

Employers encounter an array of issues as employees return to offices and the world looks towards the future with an eye on COVID-19 and its ever-changing variants. Global benefits strategy and preparedness issues for American companies with locations outside the U.S. most likely keep their benefits managers and human resources teams up at night. On top of return-to-office challenges around the world, global travel is starting to increase – but with that comes many concerns. Viewpoints from Matt Marmorek Several of our clients have resumed business travel outside the U.S., and our number-one piece …

https://www.epicbrokers.com/insights/getting-back-to-business-travel-while-facing-the-delta-variant/

EEOC Provides Updated Guidance on COVID-19 Vaccine Incentives

… Under such rules, incentives for vaccinations are generally permitted so long as wellness program rules are followed. The Equal Employment Opportunity Commission (EEOC) recently updated its COVID-19 Technical Assistance Q&A to provide further clarification on what is permitted under the ADA and GINA. The guidance addresses a broad array of topics, including taking temperatures and testing for COVID in the workplace, handling employees with symptoms or exposure to COVID, confidential handling of medical information, reasonable accommodations and vaccinations. The focus of this summary is on the EEOC guidance related to incenting employees, and perhaps their family members, to …

https://www.epicbrokers.com/insights/eeoc-provides-updated-guidance-on-covid-19-vaccine-incentives/

OSHA Releases New Coronavirus Emergency Temporary Standard

… territorial laws, rules and regulations, most employers no longer need to take steps to protect their fully vaccinated workers who are not otherwise at risk from coronavirus exposure.” The guidance, which is advisory in nature, recommends mask wearing and other protections for unvaccinated and at-risk workers across a broad array of sectors, including manufacturing, meat and seafood processing, retail and grocery. Emergency Temporary Standard www.osha.gov/coronavirus/ets The New General Guidance: www.osha.gov/coronavirus/safework For more information about how this may affect your business, contact an EPIC team member. CORONAVIRUS RESOURCES Volume 2, Issue 10 …

https://www.epicbrokers.com/insights/osha-releases-new-coronavirus-emergency-temporary-standard/