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Compliance Matters Newsletter | October 2026

… all locations where ePHI is maintained, updated technology inventories and system activity logging, guidance on when risk assessments should be revisited following events such as mergers, acquisitions, technology changes, or security incidents, and improved reporting and software security features. Given ongoing Office of Civil Rights (OCR) enforcement efforts focused on risk analysis compliance, employer plan sponsors should consider using the updated tool to periodically reassess security risks, update risk management strategies, and ensure HIPAA privacy and security policies remain aligned with current regulatory expectations and cybersecurity best practices. Access the new SRA on the OCR website. HRA Council Releases 2026 …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-october-2026/

Beyond the Fleet

… Consultants. She advises multinational organizations on risk management, risk financing, and insurance program strategy, helping global companies align risk decisions with broader business, governance, and operational objectives. Haendel Conil is a Senior Vice President at EPIC Insurance Brokers & Consultants. He works with European-headquartered organizations on the design, placement, and management of U.S. insurance and risk management programs, helping corporate risk managers, finance leaders, legal departments, and executive teams navigate the complexities of operating across jurisdictions. Together, Tandis and Haendel, and a team of dedicated and seasoned risk and insurance professionals, work directly with both European headquarters and U …

https://www.epicbrokers.com/insights/beyond-the-fleet/

EPIC Welcomes Hillary Erickson

… Principal. “Hillary’s expertise in water resources and specialized contracting risks makes her a tremendous resource for the Inland Empire and all of EPIC.” “Hillary’s appointment reflects EPIC’s continued investment in specialized talent and client-focused growth,” said BobbiJo DeNofa Broad, West Region President. “Her experience serving public entities, emergency services organizations, and complex contracting risks strengthens our ability to deliver exceptional risk management solutions across the West. We’re excited to welcome her to the team and look forward to the impact she will have on our clients and colleagues.” Learn more about our Property & Casualty Insurance.

https://www.epicbrokers.com/insights/epic-welcomes-hillary-erickson/

EPIC Insurance Brokers & Consultants Expands Michigan Presence with Acquisition of Korotkin Insurance Group

… the firm clear. Together, we’ll be able to expand opportunities for our employees, deepen the capabilities available to our clients and continue building on the foundation of trust and service that has driven KIG’s success,” said Korotkin. As part of EPIC, KIG clients will gain access to a broader range of insurance and risk management capabilities, additional specialty resources, deeper carrier relationships and enhanced technology. The combination also creates opportunities to bring EPIC’s employee benefits and other complementary solutions to KIG’s commercial clients while preserving the local relationships, community involvement and client service that have …

https://www.epicbrokers.com/insights/epic-acquires-korotkin-insurance-group/

Excess Liability: Protection for the Life You've Built

… or in governance roles Kidnap & Ransom (K&R) – Kidnapping, extortion, and access to crisis response and negotiation services Fiduciary Liability – Claims tied to administering trusts, benefit plans, or fiduciary duties Cyber Liability – Data breaches, privacy violations, ransomware, and related response costs Excess Liability works best as part of a coordinated risk management strategy. Cost vs. Value Relative to the amount of protection provided, Excess Liability is widely considered one of the most cost-effective components of a personal insurance program. Many advisors refer to it as the “best buy” in insurance” because it offers significant financial protection for a relatively …

https://www.epicbrokers.com/insights/excess-liability-protect-life-youve-built/

EPIC Welcomes Gena Martin

We are pleased to announce that Gena Martin has joined EPIC as Principal within our Private Client practice. Gena joins EPIC with a diverse background in relationship management, project leadership, and personal insurance advisory services. Most recently, she served as a Personal Lines Client Advisor, helping affluent families assess risk, protect their assets, and navigate complex insurance decisions with confidence. In her role with EPIC Private Client, Gena will focus on cultivating trusted relationships and delivering customized risk management strategies utilizing EPIC’s broad portfolio of solutions, including high-value homes, personal excess liability, collector vehicles, fine art, watercraft, aviation …

https://www.epicbrokers.com/insights/epic-welcomes-gena-martin/

By Design or by Default: A U.S. Captive Question for European Headquarters

… or recapitalization may be better than closure; why exit planning belongs in the captive’s formation strategy; and how European and U.S. domiciles compare on the practical terms that drive real decisions. One point is worth carrying forward. Every multinational operating in the United States already retains U.S. risk. A captive does not change that. It only decides whether the group carries that risk by design or by default. 1 For additional insights into the evolving U.S. liability landscape, including the key trends, legal developments, and risk management strategies explored throughout this series, visit EPIC’s Global …

https://www.epicbrokers.com/insights/us-captive-question-european-headquarters/